It's time for your check-up...

Seems like there's always somebody telling us we should get a physical check-up every year or so, but how about a financial check-up? Ever had anybody call wanting to schedule you for a financial check-up?. If not, and you haven't had your financial check-up lately, then it's time for one. Here's a simple, little test to see if you pass or if you need a prescription for what ails you. Let's suppose you finish school, play around for a couple of years, and at age 20, you settle down and get a "real job." Using the example below, plug in your numbers in place of the ones in the example. First, you need to figure out what your present net worth is (No cheating or fluffing).

Example:
Present net worth $100,000.
Present age 40
Subtract 20 (age you started working)
Answer 20

Divide the answer (20) into your present net worth ($100,000), and we see in our example that you have accumulated an average of $5,000 for each year that you've worked. Now, how do your figures rate? Are you satisfied with your answer? If not, what are you doing about it? Maybe now is a good time to ask yourself this question. "If I do the same things this year, as I did last year, where will I be next year?” If you don't like the answer, then it's time to make plans to improve your score. So what can you do to improve your financial health? Let's go over a couple of ideas that have worked very well for me.

Regardless of what kind of job you have, how well you like your job and how much that job pays, you need to have something producing income for you that doesn't require you to be there. You should have cash flow coming in if you're sleeping, fishing, on vacation or too sick to work. If your only source of income is from your next pay-check and you lose your job (very possible these days), how much cash flow will you have coming in? If you lost your job tomorrow, how long could you support your family on what you have now? If you have a serious surgery like I did, how long could you be out? These are serious questions you should ask yourself, and if you don't like the answers, start making plans now for your financial future. So, what to do? "Hire" some "employees" to work for you. And what's the best kind of employees you can have? DOLLARS!!!

I consider every dollar I invest another employee working for me. With proper management, each employee works 24 hours a day, 7 days a week. They never call in sick, they never go on strike, and they never complain about working conditions. Best of all, I don't have to worry about all that HR crap or hear that they don't get enough vacation.  Here is another good thing about my employees... they never have to worry about being "downsized" either. But if I get lazy, or don't do a good job of managing my employees, my income will decrease and maybe even stop. So you need to develop good financial discipline and good management skills in order to get the most from your "employees." Let me tell you what you can do to obtain that financial freedom you deserve.

I am holding a five-day Quick Turn Real Estate School in Chicago from September 9-13.  This is the last time I will be in Chicago, so if you live close, you might want to make reservations today instead of tomorrow.  If you don't live near by, you can fly fairly cheap these days.  Round trip on American Airlines from Dallas to Chicago is $236.  Just check it out at lowfares.com.  You say you can't afford to come, but I tell you my friend, in today's world, you can't afford NOT to come.  To register today, go to http://www.RonLeGrand.com/MEZ090901 or call 1-800-567-6128 (M-F 10 a.m. - 9 p.m., Sat. 10 a.m. - 2 p.m. EDT).  After you have attended my class and you apply what you have learned--you have to apply it for it to work--do the math, and I am confident that you will be more satisfied with your results.

Avoid real estate career pitfalls.

With the economy in distress, Ron has had many of his students tell him over the last few months they are afraid to take action.

Between his own mistakes and those he has heard time and time again from other people, he has discovered the 11 most common reasons why people don’t succeed at this business.

Ron will be doing a special, no-cost online training event where he outlines each of these crucial mistakes and how to overcome them.

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Webinar Date: Thursday, September 3, 2009
Webinar Time: 9:00 PM Eastern
(8:00 PM Central, 7:00 PM Mountain, 6:00 PM Pacific)
https://www2.gotomeeting.com/register/207828050

OR

Webinar Date: Saturday, September 5, 2009
Webinar Time: 12:00 Noon Eastern
(11:00 AM Central, 10:00 AM Mountain, 9:00 AM Pacific)
https://www2.gotomeeting.com/register/765537674
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